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Voice & Views

How the home loan spread might reduce your EMI in India?

Many people wish to own their own homes. It is also considered a priority for many Indians. However, increasing home loan interest rates pushes people

Legal Update

Borrowers will receive reimbursement from credit bureaus for any delays in credit record correction

Are you sick of waiting for credit reporting companies to fix mistakes in your credit report? Soon, you will be able to file a claim

Know Your Bank

State-run banks may begin a specific campaign to recover loans that have been written off

According to reports, the Finance Ministry has requested that state-owned lenders raise the recovery rate from written-off accounts to roughly 40% because it is concerned

Invest in Yourself

9 ways to maintain a healthy lifestyle

Eating healthy and exercising regularly are the two key components for maintaining a healthy lifestyle. But it is not just about what you put into

FIIBS Talk

Prepare for Retirement with Wealth Creation in India

Are you thinking about your retirement plan? If yes, then wealth creation in India could be your answer. Retirement planning is essential for creating wealth

Credit Funda

Factors that affect and do not affect credit score

A credit score is a number that represents how likely you are to pay back the money you borrow. It is calculated based on your

Chartered's Desk

How to choose the income tax regime for TDS on salary for FY 2023–24: New vs. old tax regime

Beginning on April 1, 2023, the Income-tax Act of 1961 will be amended as proposed in the Budget for 2023. The modifications will take effect

Business Success Mantra

Marketing Strategies for Small Business

Marketing is the process of creating, communicating and delivering value to customers. Marketing helps you understand your customers and how they think. So, you can

Whistle Blower

PSBs wrote off Rs. 91,000 in 9 months of FY23

Recently, the data presented in Rajya Sabha has stated that public sector banks have written off an amount around Rs. 91,000 crore in the first

Voice & Views

What could be the impact of the U.S. banking crisis on India and the globe?

The global economic crisis is looming around the world. The collapse of Silicon Valley Bank, the 16th largest bank in the United States has sent