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Know Your Bank

How to retrieve unclaimed funds from Fixed Deposits (FDs) and savings bank accounts

As per the regulatory guidelines of the Reserve Bank of India (RBI), an account is deemed an Unclaimed Bank Deposit if it remains inactive for

Voice & Views

Non-Banking Financial Companies (NBFCs) and Financial Inclusion: Addressing Disparities in Underserved Markets

The financial sector has been crucial in supporting the resilience and growth trajectory of the Indian Economy in recent years. Both commercial banks and NBFCs

Business Success Mantra

The Art of Decision-Making: A Guide for Business Leaders

In the dynamic landscape of business, decision-making stands as a cornerstone for success. The ability of leaders to make effective and timely decisions can spell

Chartered's Desk

Latest News on GST

News 1 – FM Nirmala Sitharaman proposes GST Council to consider raising the threshold from ₹40 lakh to ₹60 lakh Finance Minister Nirmala Sitharaman addressed

Credit Funda

Credit Score – A Crucial Aspect in Banking and Finance Job Applications

In June 2022, a 26-year-old commerce graduate, sought a probationary officer position at a prominent public sector bank. Unfortunately, his application faced rejection due to

Whistle Blower

A Decadal Shift in Banking Frauds and a Call for Vigilance

In the fiscal year 2021-22, a total of 9,053 fraud cases, amounting to ₹45,598 crore, were reported in various banking operations, as per the latest

Invest in Yourself

Reading Resolutions: A Curated List of Books to Enrich Your Mind in 2024

As we step into a new year, it’s the perfect time to set ambitious reading resolutions and embark on a literary journey that promises intellectual

Legal Update

Monetary Policy Decision: RBI’s Panel Maintains Unchanged Repo Rate Despite Upward Revision in Growth Outlook

The Monetary Policy Committee (MPC) of the Reserve Bank of India has decided to maintain the status quo on interest rates for various loans, including

Know Your Bank

Reclaiming Funds Lost in UPI or Banking Fraud: A Step-by-Step Guide

Digital payment methods have become ubiquitous post the Covid-19 pandemic, rendering traditional cash-carrying habits nearly obsolete. For individuals accustomed to the convenience of online transactions

Voice & Views

Indian banks have written off ₹10.6 lakh crore over the past five years, with half of this amount associated with large corporations

Recently, the government informed the Lok Sabha that over the past five years, Scheduled Commercial Banks have written off approximately Rs 10.6 lakh crore, with