Know Your Bank

A decade of Jan Dhan: How the scheme has revolutionized the financial and banking sectors

On Wednesday, August 28, as the Pradhan Mantri Jan Dhan Yojana (PMJDY) marked its 10th anniversary, Prime Minister Narendra Modi celebrated the scheme’s “momentous” success,

Know Your Bank

A decade of Jan Dhan: How the scheme has revolutionized the financial and banking sectors

On Wednesday, August 28, as the Pradhan Mantri Jan Dhan Yojana (PMJDY) marked its 10th anniversary, Prime Minister Narendra Modi celebrated the scheme’s “momentous” success,

Know Your Bank

Exploring the Impact of ‘Credit on UPI’ and Emerging Loan Trends

Accessing loans is becoming simpler for the typical borrower, with various options available such as buy-now-pay-later programs, loans tailored for online shopping, and credit card

Know Your Bank

Digital Preference: Rising Costs for Banks

India’s private banks are facing significant cost pressures amid the rapid rise in digital transactions across the country. IT has now become a recurring expense

Know Your Bank

RBI declines two small finance bank applications

On April 12, the Reserve Bank of India (RBI) announced that it had deemed two additional small finance bank (SFB) applications ineligible for a license.

Know Your Bank

Paytm in Talks to Leading Banks to Shift Merchant Accounts from Payments Bank

According to source, Axis Bank, Canara Bank, Yes Bank, and Kotak Mahindra Bank are leading candidates to collaborate with Paytm for transferring its merchants who

Know Your Bank

ICICI Bank has recently made adjustments to 21 of its credit cards, diminishing benefits and instituting a minimum card usage condition for access to airport lounges

Credit cardholders with ICICI Bank will experience modifications in the features and fees of their credit cards soon. These alterations apply to a specific set

Know Your Bank

How to retrieve unclaimed funds from Fixed Deposits (FDs) and savings bank accounts

As per the regulatory guidelines of the Reserve Bank of India (RBI), an account is deemed an Unclaimed Bank Deposit if it remains inactive for

Know Your Bank

Reclaiming Funds Lost in UPI or Banking Fraud: A Step-by-Step Guide

Digital payment methods have become ubiquitous post the Covid-19 pandemic, rendering traditional cash-carrying habits nearly obsolete. For individuals accustomed to the convenience of online transactions

Know Your Bank

What occurs if you fail to meet your obligations on your gold loan?

For centuries, gold loans have remained a widely favored method for accessing funds. This borrowing approach boasts a rich historical presence and continues to hold