Know Your Bank

Taking a Personal Loan via Google Pay? Here’s What Every Indian Borrower Should Know

With digital payments transforming the way Indians transact, it’s no surprise that tech platforms like Google Pay are stepping into the lending space. Google Pay,

Know Your Bank

Borrowing Smart in India: Bank Loans vs Private Lenders Explained

Whether you’re planning a wedding, funding higher education, expanding a business, or handling a sudden emergency, borrowing money can be a necessary financial step. In

Know Your Bank

Strengthening Digital Banking: RBI’s Mandate for ‘.bank.in’ Domains and the Introduction of the PRAVAAH Portal

In a significant move to enhance cybersecurity and streamline regulatory processes within India’s banking sector, the Reserve Bank of India (RBI) has implemented two pivotal

Know Your Bank

NBFC vs. Bank Personal Loans: Understanding the Differences and Choosing the Right Option

In India, personal loans have become a crucial financial tool for individuals seeking funds for various purposes, such as weddings, medical emergencies, or travel. When

Know Your Bank

Understanding Cash Deposit Rules in India: How Much Is Too Much for Your Savings Account?

Depositing cash into a savings account is a routine financial activity. However, in today’s increasingly digitised and regulated financial environment, depositing large sums of cash

Know Your Bank

Smart Payments, Bigger Rewards: Why Linking Your Credit Card to UPI Makes Sense in 2025

Introduction: A New Era in Digital Payments The Indian payment landscape has transformed drastically in the past five years. From the dominance of debit cards

Know Your Bank

Smart Borrowing – A Guide to Small Personal Loans in India

Whether it’s an unexpected medical bill, urgent travel, or last-minute wedding expenses, financial emergencies don’t always wait for your next pay check. That’s where small

Know Your Bank

RBI’s UDGAM Portal: A Guide to Tracking Unclaimed Bank Deposits

As of March 2024, a staggering ₹78,213 crore lies unclaimed in bank accounts across the nation, according to the Reserve Bank of India’s (RBI) annual

Know Your Bank

UPI-Enabled Cardless Cash Deposit: A Game Changer for Customers

In a significant move to simplify banking transactions, leading banks like Bank of Baroda and Axis Bank have introduced the UPI-enabled Interoperable Cash Deposit (ICD)

Know Your Bank

Revolutionizing Cheque Clearing: The Future of Faster Payments

Soon, the cheques you deposit at your bank branches will be cleared on the same day. Currently, deposited cheques are collected and processed in batches