Credit Funda

More Credit Cards, Better Credit Score? Debunking the Myth for Indian Consumers

In the quest for a good credit score, many Indian consumers are tempted to believe a popular myth: the more credit cards you have, the

Credit Funda

Smart Habits for a Healthy Credit Score: A Guide to Financial Fitness

In today’s credit-driven economy, a good credit score isn’t just a number—it’s a powerful financial tool. Whether you’re applying for a home loan, a car

Credit Funda

Loan Inquiries & Your Credit Score: What Every Indian Borrower Should Know

In today’s credit-driven economy, whether you’re applying for a home loan, a car loan, or a credit card, lenders assess your creditworthiness before approving your

Credit Funda

Understanding Credit Reports and Credit Scores – A Guide for Indian Consumers

In today’s financial landscape, understanding your creditworthiness is crucial. Two key components that lenders and financial institutions assess are your credit report and credit score.

Credit Funda

Cheque Bounce & Credit Score: What You Need to Know to Protect Your Financial Health

In today’s digital-first financial world, maintaining a healthy credit score is more important than ever. Whether you’re applying for a home loan, car finance, or

Credit Funda

The Impact of Credit Scores on Marriage and Divorce in India

In today’s rapidly evolving socio-economic landscape, personal finance is no longer just a private matter—it’s becoming a key factor in life’s major decisions, including marriage.

Credit Funda

Why a Strong Credit Profile Speeds Up Your Vehicle Loan in India

In India, owning a vehicle is more than just convenience—it’s a milestone of financial progress and independence. Whether you’re eyeing a fuel-efficient two-wheeler or a

Credit Funda

Smart Habits to Boost Your Credit Score and Build Financial Confidence in 2025

In today’s digitally-driven financial world, a strong credit score is more than just a number — it’s a passport to better loan rates, premium credit

Credit Funda

Understanding the Impact of Closed Credit Accounts on Your Credit Score

Knowing how and when a closed credit account affects your credit score is crucial for maintaining financial health. The closure of a credit account can

Credit Funda

Unauthorized Credit Inquiries May Impact Your Score: Know Your Rights and Options

In an alarming trend, individuals are discovering unauthorized credit inquiries on their reports, leading to unexpected drops in their credit scores. A recent case involved